Goldman Sachs, once reserved for the rich, is close to offering wealth management for the masses
Goldman’s move is the latest example of a shift toward Main Street that begun in 2016 with its Marcus brand of personal loans and savings accounts.
Goldman’s move is the latest example of a shift toward Main Street that begun in 2016 with its Marcus brand of personal loans and savings accounts.
Hello, and welcome to healthnbeautiful.com Alerts (“Health Is Beautiful Alerts”), owned and operated by healthnbeautiful.com (“The Website “). healthnbeautiful.com provides its users with a structured plan aimed at living a more fit life. This plan includes customized and flexible food and exercise options, that allows users to remain on track with their health choices. This Company reserves the right to change the Terms of Use. The most current version will be accessible through URL https://healthnbeautiful.com/mobile-terms-and-conditions
By texting in or signing up for Health Is Beautiful Alerts you are agreeing to sign up for Health Is Beautiful Alerts these Terms of Use and to receive messages on your mobile phone, email, or other means. The user will be reciving recurring messages when they opt in to the Nurtra Health Alerts program. A user may sign up to Health Is Beautiful Alerts by texting in the keyword “NUTRA” to the short code 47958. In addition to signing up and agreeing via your cell phone, you may also sign up and agree to these terms through our website or through one of our applications.
Fees
healthnbeautiful.com does not charge you to participate in Health Is Beautiful Alerts. However, message and data rates may apply from your wireless carrier. Please consult your wireless carrier for applicable text messaging fees. Under no circumstances will healthnbeautiful.com be responsible for fees that your wireless carrier or other third parties may charge you for use of Health Is Beautiful Alerts.
Privacy
healthnbeautiful.com respects and protects your privacy. We do not share any information collected herein with any third party. To see our Privacy Policy, click here
Limitations on Use
You must be at least 17 years old to register for and use Health Is Beautiful Alerts. If you are under 17 years old, please obtain your parents’ permission before you sign up for Health Is Beautiful Alerts.
Supported Carriers
Supported Carriers:, Alaska Communications Systems (ACS), ASTAC (Arctic Slope Telephone Cooperative Association), AT&T, Atlantic Tele-Network International/Choice Wireless (ATNI), bandwidth.com (includes Republic Wireless), Blue Wireless, Bluegrass Cellular, Boost Mobile, Boost-CDMA, Brightlink, C Spire Wireless (aka Cellular South), Carolina West Wireless, CellCom, Cellular One of N.E. Arizona, Chariton Valley Cellular, Chat Mobility, Copper Valley Telecom, Cordova Telephone Cooperative Inc dba Cordova Wireless, Duet Wireless, East Kentucky Network (Appalachian Wireless), Enflick (TextNow), GCI Communications, Google Voice, Illinois Valley Cellular, Inland Cellular, Inteliquent, Iwireless (Iowa Wireless), Leaco Rural Telephone Cooperative, Limitless Mobile, MetroPCS (GSM), Mid-Rivers Communications, MobileNation/SI Wireless, MTA Wireless/Matanuska Kenai, MTPCS Cellular One (Cellone Nation), Nemont CDMS, Nemont US UMTS, Nex Tech Communications, Northwest Missouri Cellular, Panhandle Wireless, Pine Belt Cellular, Pine Cellular, Pioneer Cellular, Rural Independent Network Alliance (RINA), Shelcomm, SouthernLINC, Sprint, Standing Rock, Thumb Cellular, T-Mobile, TracFone (AT&T), Triangle Mobile, Union Telephone, Union Wireless, United States Cellular Corp, United Wireless, Verizon Wireless, Viaero Wireless, Virgin Mobile, West Central Wireless. T-Mobile is not liable for delayed or undelivered message.
Support Issues, Canceling or Unsubscribing
You may opt out of Health Is Beautiful Alerts at any time by texting STOP, QUIT, END, CANCEL, UNSUBSCRIBE, or STOP ALL to 47958. Alternatively, you can send an email to [email protected] with your mobile phone number as the subject line. For help or other support issues, you can also send an email to [email protected] text HELP to 47958 from your mobile phone or call the following toll-free phone number: (833) 849-5330 Ownership; Trademarks; Modifications to Offers
You agree that healthnbeautiful.com or its partners will own all legal right, title and interest in and to Health Is Beautiful Alerts any offers made through Health Is Beautiful Alerts , including any intellectual property rights. You agree that you shall not alter or modify any offers made through Health Is Beautiful Alerts and shall not remove, obscure or alter any proprietary rights notices (including copyright or trademark notices) which made be affixed to Health Is Beautiful Alerts or offers made through Health Is Beautiful Alerts . Except as may be expressly authorized by a partner, you agree that you will not use any Trademark, service mark, trade name, or logo (“Trademarks”) of any entity in a way that is likely to or intended to cause confusion with respect to ownership of a Trademark, or that is likely to or intended to be detrimental to the goodwill in such Trademarks. Termination
healthnbeautiful.com reserves the right, at our sole discretion, to terminate your subscription at any time without notice or without future obligation.
Disclaimer of Warranties
healthnbeautiful.com makes no warranties, express or implied regarding Health Is Beautiful Alerts. Health Is Beautiful Alerts is provided “as is” and on an “as available” basis, and healthnbeautiful.com DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Factors beyond the control of healthnbeautiful.com including without limitation, the speed of the mobile carrier networks and the internet may affect the performance of Health Is Beautiful Alerts. healthnbeautiful.com is not responsible for any acts that are beyond the control of healthnbeautiful.com including without limitation, the acts of third parties.
Limitation of Liability
Without limiting the disclaimer of warranties and limitations of liability in the NHA Conditions of Use: (a) in no event will our or its officers, directors, employees, or agents be liable to you for any damages whatsoever with respect to your use of the Nutra Health service exceed the amount of fifty dollars ($50.00). (b) in no event will our total liability to you for all damages arising from your use of the Service or information, materials or products included on or otherwise made available to you through the Service, exceed the amount you paid for the Service related to your claim for damages; and (c) we have no liability for any loss, damage, or misappropriation of Your Files under any circumstances or for any consequences related to changes, restrictions, suspensions or terminations of the Service or the Agreement. These limitations will apply to you even if the remedies fall of their essential purpose.
Indemnity
You agree to indemnify and hold each Company party harmless from any claim or demand, and any damages, costs, or expenses arising in connection with such claim or demand, including reasonable attorneys’ fees and costs, made by any other party due to or arising out of your breach of this agreement or the documents it incorporates by reference, or your violation of any law or the right of another party.
Governing Law; Venue
This agreement and its validity, construction and performance will be governed in all respects by the laws, and in the state and federal courts of the state of Delaware, without regard to its choice of law provisions. You irrevocably agree to accept the exclusive personal jurisdiction and waive any objections to the venue of such courts.
1. General
Your privacy is important to us and we provide this notice explaining our online information practices and the choices you can make about the collection and use of the personal information you submit at this Website. If you are visiting the Website from outside the United States, please be advised that your personal data will be processed by healthnbeautiful.com (“The Website”) in the United States where data protection and privacy regulations may differ from similar regulations in other countries. By using the Website, you consent to any such transfer of information outside of your country if you are located outside of the United States. Additionally, by using the Website, you consent to The Website using your personal information to contact you electronically, in writing, or otherwise to provide notices relating to your use of the Website and to give you information about the products and services offered by The Website and its affiliates. If you would like to opt out of future promotional materials from us, you may indicate this preference by following the unsubscribe instructions at the end of such communications from us.
2. Personally-Identifiable Information
In order to purchase products or services from The Website, we require that you provide us with certain personally identifiable information (please see our Terms of Service for additional details). The types of personally identifiable information that may be collected by The Website through the Website include, without limitation: name, address, e-mail address, cell phone number and MSISDN (mobile station integrated services digital network number), credit card and billing information, download history, texts, messages, customer generated content and/or information about your interests in and use of various products, programs, and services. The Website will not collect any personally identifiable information about you unless you provide it to us voluntarily. Please know that you will retain ownership of any information that you may include in your account and contact lists in order to identify recipients of your messages through The Website services, and The Website will not use contact lists for its own promotional campaigns or sell contact lists to third-parties, subject at all times to The Website need to access and use such information in order to provide the services pursuant to its Terms of Service and this Privacy Policy. We may use such personally identifiable information to provide the services that you have requested, to contact you about programs, products, features or services in which we believe you may be interested (such as future promotional materials), or for other purposes disclosed from time to time. We also may use your personally identifiable information to contact you regarding your use of our Website or changes to our Privacy Policy, Terms of Service, or other policies or terms that affect you and your use of our Website and services. In addition, we may use information collected about our users to improve the content and navigation of our Website, or for other internal purposes. To fulfill your requests for products and services, we may share the personally identifiable information you provide with your cell phone service provider or their partner and subcontractor companies. Please know that this Privacy Policy does not cover such entities use of information. To learn more about your provider’s privacy practices, you should consult its privacy policy. We also use third party service providers such as an email service provider to send out emails on our behalf. We use Live Chat to assist you if you have questions while using our site or regarding our service. When you sign up for our services, we will share your personal information as necessary for the third party to provide that service. In addition, we may disclose personally identifiable information collected about you in the following instances:
A. Legal Action: We may disclose information about our users, including personally identifiable information; (i) when requested by governmental or quasi-governmental authorities conducting an investigation; (ii) if required to do so by subpoena, court order or legal process; (iii) to verify or enforce compliance with the policies governing our Website and applicable laws; or (iv) to protect against misuse or unauthorized use of our Website. We also may disclose user information whenever we believe disclosure is necessary to limit our legal liability; to protect or defend our rights or property; or protect the safety, rights, or property of our users.
B. Change in Control: We may sell, transfer, or otherwise disclose user information, including personally identifiable information, to a successor entity in connection with a corporate merger, consolidation, the sale of substantially all assets, or other corporate change respecting The Website , the Website and/or the services offered hereby.
Except as stated in this Privacy Policy, or as otherwise stated at the time personally-identifiable information is gathered, The Website will not provide personally-identifiable information to third parties who are not under the direction and control of The Website.
3. Access to Personal Information
If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate it by making the change on our member information page or by emailing our Customer Support at [email protected] We will respond to your request to access within 30 days. We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
4. Cookies
To enhance your experience with the Website, we use “cookies” on our Website. Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your Web browser to enable our systems to recognize your browser and to provide features. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us by, for example, registering at our Website. However, once you become a customer and furnish the Website with personally identifiable information, this information may be linked to the data stored in the cookie. We use cookies to understand site usage and to improve the content and offerings on our Website. For example, we may use cookies to personalize your experience at our Website (e.g., to recognize you when you return to the Website). With most internet browsers, you can erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored. Please consult the “Help” section of your browser for more information. However, certain areas of the Website can be accessed only in conjunction with cookies or similar devices and you should be aware that disabling cookies or similar devices might prevent you from accessing some of our content. The use of cookies by our partners, affiliates, and service providers is not covered by our privacy statement. We do/do not have access or control over these cookies. Our partners, affiliates, and service providers use session ID cookies to allow us to improve site navigation and usage.
5. Web Beacons
Our third-party advertising partners employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We do not tie the information gathered by clear gifs to our customers’ personally identifiable information.
6. Children
The Website is not directed at individuals less than eighteen (18) years of age, and The Website does not intend to collect any personally-identifiable information from such individuals, unless otherwise stated at the time such information is collected.
7. Information Collected Automatically
The Website may also (i) automatically collect non-personally-identifiable information about your use of the Website, such as the domain from which you access the Internet (for example, Comcast.net, if you are connecting from a Comcast account), the date and time you access the Website, and the Internet address of the website from which you linked directly to our Website; and (ii) use data capture and analysis tools, and other similar tools, to extract, compile and analyze any non-personally identifiable data or information resulting from your use of the Website and the services offered thereon (collectively “Blind Data”). To the extent that any Blind Data is collected by The Website , such Blind Data shall be solely owned by The Website and may be used by The Website for any lawful business purpose, including, without limitation, analyzing and enhancing the Website and services offered hereby, disclosing such Blind Data to third parties for a variety of purposes.
8. Testimonials
We post customer testimonials on our web site which may contain personally identifiable information. We do obtain the customer’s consent via email prior to posting the testimonial to post their name along with their testimonial. If you wish to request to have your testimonial removed, you may contact us at [email protected].
9. Public Forums
Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, contact us at [email protected] In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
10. Links to Other Websites
The Website may contain links to third party websites, whose information practices may be different than The Website. Visitors should consult such third-party sites’ privacy notices as The Website does not have any control over information that is submitted to, or collected by, these third parties. The Website does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party. These links are provided solely as a convenience to you and not as an endorsement by The Website of the contents on such third-party websites. The Website cannot ensure that you will be satisfied with any products or services that you purchase from a third-party site that links to or from the Website, since these sites are owned and operated by independent retailers. The Website is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third-party sites. The Website has not taken any steps to confirm the accuracy or reliability of any of the information contained in such third-party sites. If you decide to access linked third-party sites, you do so at your own risk. The Website strongly encourages you to make whatever investigation you feel necessary or appropriate before proceeding with any online or off-line transaction with any of these third parties.
11. Data Security Policy
The importance of security for all personally-identifiable information associated with visitors to the Website—as well as The Website customer information, such as cell phone numbers, texts, messages, credit card information, and addresses, and other account data—is of utmost concern to The Website , and we have implemented, and periodically review, certain physical, electronic, and managerial procedures to help prevent unauthorized access and maintain data security. Your payment and personal information are always safe. Our Secure Sockets Layer (SSL) software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including credit card number, name, and address. Unfortunately, due to the open nature of Internet communications, no data transmission over the Internet can be guaranteed to be secure, and thus we cannot guarantee that communications between you and The Website will be free from unauthorized access by third parties. Visitors of the Website and The Website customers use the Website at their own risk.
12. Your Acceptance of These Terms
By accessing the Website, you signify your assent to The Website Privacy Policy. If you do not agree to this Privacy Policy, please do not access the Website. You should visit this page periodically, as we may, from time to time, update this Privacy Policy and such changes shall be effectively immediately upon posting on the Website and without further notice to you. Your continued access to the Website following the posting of changes to this Privacy Policy shall be deemed an acceptance of such changes by you. The Website will, however, use personally-identifiable information only in accordance with the version of the Privacy Policy under which the information was collected.
13. Changes in This Privacy Policy
We may update this privacy statement to reflect changes to our information practices. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
Questions/Concerns?
If you have any questions, comments, or concerns regarding our Privacy Policy, please contact us. [email protected].